I don't want to sound like a Hallmark card, but to be able to wake up each day with food and shelter, that alone is good. Forget aging and the fact that my butt is becoming a little more familiar with my knees than my tailbone. If you are six feet above ground it's a good day. So, give me more!
What Wall Street and credit card companies are doing is really not much different from what gangsters and loan sharks do who make predatory loans. While the bankers wear three-piece suits and don't break the knee caps of those who can't pay back, they still are destroying people's lives.
At its core, bitcoin is a smart currency designed by very forward-thinking engineers. It eliminates the need for banks, gets rid of credit card fees, currency exchange fees, money transfer fees, and reduces the need for lawyers in transitions... all good things.
Nobody had a credit card when I was a kid. No one had credit card debt. But these big companies and banks wanted to know how to get more money out of people - get them charging things.
Last year, Congress passed a law that directs the Federal Reserve to set limits on debit card swipe fees that are reasonable and proportional to the cost of processing those transactions. Like most Americans, I had no idea that swipe fees charged to American businesses are the highest in the world.
I live in, literally, the same home when I was swiping my first bank card and wondering if I'd have to put back the Charmin. We still don't have a dishwasher. My mom has done all these gardens so now my house looks like the garden shack in the middle of Versailles.
Everyone knows I'm black. I am who I am. This is the person that Lester Sr. and June Holt raised, and I make no apology for it. At the same time, I'm never going to pull a race card to get what I want. You can't have it both ways.
I'm not married, I frequently use my debit card to buy things that cost less than three dollars, and my bedroom is so untidy it looks like vandals ransacked the Anthropologie sale section. I'm kind of a mess.
The most validating thing was when my picture was on my first bubble gum card. That was in '68 for me. I was finally on the Topps card.
Procrastination is like a credit card: it's a lot of fun until you get the bill.