Keith Teare — British Businessman born on August 27, 1954,

Keith Teare is a British technology entrepreneur. He has founded or co-founded several IT companies since the early 1980s... (wikipedia)

The human race is already social, and the smartphone has everything needed to enable them to act on their social needs.
As Android, iPhone and other mobile platforms grow, we are moving away from the page-based Internet. The new Internet is app centric and often message-centric.
Would I advise early-stage companies against taking debt? One hundred percent yes.
As users flock to Vine, Snapchat and, previously, Instagram, the social platforms are challenged to continue to be the primary provider of these services to the growing army of smartphone users.
Mobile Messaging is rapidly becoming the primary way users engage socially on mobile.