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We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.
Anything that gets people to think harder about their financial security and take some responsibility is a good thing.
It's OK to have a plan, to invest in your future - for your financial security, your love life, your personal fulfillment, and even your happiness. To have personal happiness as a stated goal doesn't detract from it if you get there.
Every Maryland family wants financial security, schools that work, quality healthcare, safer neighborhoods, and ever-expanding economic opportunity. These are the building blocks of a superior quality of life.
I've lived so frugally for so long. I have to have that financial security or the world feels out of control for me.